We empower poor people men, women, and the young with entrepreneurial skills and seek to reduce poverty in households by giving small loans to groups and individuals. We are also actively training target groups in financial literacy. This is by lending support to the communities in Village Saving and Lending Association/SILC methodologies, financial literacy and financial inclusion, relying on best practices or lessons learnt experiences.
Financial literacy is vital to guide farmers through investment schemes. We train them to come to appreciate the need for saving, to learn how to utilize loans, how to acquire shares in their SACCOs and advise them on accountability procedures.
At the household level, we train families in proper planning for their incomes and expenditures, teach them how to set priorities, and evaluate their performance. As they graduate into better farmers, saving and planning experiences at both group and household level enable them to attend to the needs in their order of priority. Good financial management enables creativity, innovation, sustainability and growth of both individuals and groups. We also enable the disbursement of loans for the communities served by the organization.
We do this by providing micro-credits, facilitating village saving and lending, promoting women entrepreneurship training as well as financial equity and inclusion.